Minimalist Money Challenge. Making more money doesn’t always lead to financial freedom; sometimes it comes from making what you already have easier to use. The Minimalist Money Challenge is a 30-day step-by-step plan that helps you get rid of financial clutter, make healthier choices, and live a life where you feel like you have your …
Budgeting and tracking your spending with an app, spreadsheet or even pen and paper can help identify potential savings opportunities. Start by estimating fixed expenses such as rent/mortgage payments, utilities bills and car payments before considering other expenses that might present potential cost reduction opportunities. Next, track all your variable expenses such as entertainment, groceries …